Facebook’s Libra plan is a massive digital cryptocurrency for peer-to-peer payments. It has the appearance as a way to reinvent itself with a new digital disruptive service. This creative destruction financial concept could go in the Silicon Valley record book to break up global banking models. Yet, the Libra plan has three key major challenges that could lead it to implode and fail. Facebook seems to follow its mantra to “go fast, release it, break things, clean up, and worry about regulators later”. If Libra cryptocurrency is successful for peer-to-peer payments, then it’s a new global currency. This proposed Libra coin could have a major impact and influence…